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	<title>The Small Business Toolbox Blog &#187; Investment</title>
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		<title>The Small Business Toolbox Blog &#187; Investment</title>
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		<item>
		<title>A New World Order</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2011/08/05/a-new-world-order/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2011/08/05/a-new-world-order/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 10:03:57 +0000</pubDate>
		<dc:creator>nevillecalvert</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Market Research]]></category>
		<category><![CDATA[Target Markets]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[business opportunities]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[economic upheaval]]></category>
		<category><![CDATA[funding]]></category>
		<category><![CDATA[global financial crisis]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=230</guid>
		<description><![CDATA[I have just returned for my ninth visit to China. What I have learned over the time is that China is a rich, vibrant and colourful tapestry. It is like one of those paintings that every time you go back to visit you find something you hadn’t seen or realised was there before. I would [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=230&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">nevillecalvert</media:title>
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		<item>
		<title>The Capital Connection</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2011/07/26/the-capital-connection/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2011/07/26/the-capital-connection/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 20:35:45 +0000</pubDate>
		<dc:creator>nevillecalvert</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[angel investor]]></category>
		<category><![CDATA[bankers]]></category>
		<category><![CDATA[capital]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[strategy]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=226</guid>
		<description><![CDATA[I have been a member of LinkedIn the global professional networking hub that is accessed by millions of professionals. There are various interest groups on the site and members are able to ‘Follow’ people whom they believe have some value to add through their various missives. I don’t make a habit of ‘Following” anyone, or [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=226&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">nevillecalvert</media:title>
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		<item>
		<title>Cashflow still key to small business survival</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2011/06/09/cashflow-still-key-to-small-business-survival/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2011/06/09/cashflow-still-key-to-small-business-survival/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 10:16:59 +0000</pubDate>
		<dc:creator>nevillecalvert</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[debtor finance]]></category>
		<category><![CDATA[working capital]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=222</guid>
		<description><![CDATA[Managing cash flow is one of the greatest challenges faced by rapidly growing businesses and without proper management, poor cash flow can stunt, or even end a business’s growth before it’s reached its potential. &#160; When a small business is growing rapidly there is often a need to pay out money constantly, to buy more [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=222&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">nevillecalvert</media:title>
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		<item>
		<title>My Banker is a bum! (He won’t lend when I need it most!!)</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2010/10/01/my-banker-is-a-bum-he-won%e2%80%99t-lend-when-i-need-it-most/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2010/10/01/my-banker-is-a-bum-he-won%e2%80%99t-lend-when-i-need-it-most/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 08:12:24 +0000</pubDate>
		<dc:creator>nevillecalvert</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Business Plan]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[relationship manager]]></category>
		<category><![CDATA[strategy]]></category>

		<guid isPermaLink="false">http://blog.thesmallbusinesstoolbox.com/?p=206</guid>
		<description><![CDATA[A cent for every time I have heard those words and I really would be a millionaire and possibly even richer.  The thing is it is simply not true.  Now, please do not think I am a big bank lover. I am not; I hate bureaucracy just as much as the next person and unfortunately [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=206&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://thesmallbusinesstoolbox.wordpress.com/2010/10/01/my-banker-is-a-bum-he-won%e2%80%99t-lend-when-i-need-it-most/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">nevillecalvert</media:title>
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	</item>
		<item>
		<title>So you want to be an Entrepreneur?</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2010/05/27/so-you-want-to-be-an-entrepreneur/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2010/05/27/so-you-want-to-be-an-entrepreneur/#comments</comments>
		<pubDate>Thu, 27 May 2010 10:11:20 +0000</pubDate>
		<dc:creator>brianfindlay</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Market Research]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[Small Business Websites]]></category>
		<category><![CDATA[Strategy]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[comparative analyses]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[expertise]]></category>
		<category><![CDATA[information]]></category>
		<category><![CDATA[new venture]]></category>
		<category><![CDATA[techniques]]></category>

		<guid isPermaLink="false">http://blog.thesmallbusinesstoolbox.com/?p=193</guid>
		<description><![CDATA[A common folly in many failed businesses is that the initial choice of business was wrong. Many a broken entrepreneur will acknowledge this in hindsight. This is why you need to honour the choice of what business you want to open. It is the first make or break decision you will take as your own [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=193&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://thesmallbusinesstoolbox.wordpress.com/2010/05/27/so-you-want-to-be-an-entrepreneur/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">brianfindlay</media:title>
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	</item>
		<item>
		<title>Cheap Market Research Options</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2009/10/06/cheap-market-research-options/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2009/10/06/cheap-market-research-options/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 09:12:52 +0000</pubDate>
		<dc:creator>Dianne</dc:creator>
				<category><![CDATA[Customer Service]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Market Research]]></category>
		<category><![CDATA[Marketing Plans]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[small business marketing]]></category>
		<category><![CDATA[Target Markets]]></category>

		<guid isPermaLink="false">http://blog.thesmallbusinesstoolbox.com/?p=133</guid>
		<description><![CDATA[Many small businesses do not have the funds, expertise or time to implement market research. However, without this they cannot track changes, trends and the buying behaviours of their existing or potential customers. Most small businesses are also predominantly inwardly focused and usually miss important shifts in their target market’s behaviour and also changing opportunities [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=133&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Dianne</media:title>
		</media:content>
	</item>
		<item>
		<title>Marketing under Pressure</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2009/08/20/marketing-under-pressure/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2009/08/20/marketing-under-pressure/#comments</comments>
		<pubDate>Thu, 20 Aug 2009 11:37:10 +0000</pubDate>
		<dc:creator>Dianne</dc:creator>
				<category><![CDATA[Investment]]></category>
		<category><![CDATA[Leadership]]></category>
		<category><![CDATA[Market Research]]></category>
		<category><![CDATA[Marketing Plans]]></category>
		<category><![CDATA[marketing strategy]]></category>
		<category><![CDATA[advantage]]></category>
		<category><![CDATA[benchmarks]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Forum]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[jargon]]></category>
		<category><![CDATA[learning curve]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=113</guid>
		<description><![CDATA[The marketing discipline is taking a huge knock. What does that mean for you and how can you use it to your advantage? As we all know the first thing that gets cut in a downturned economy is the marketing budget and many companies are finding out that they’ve been paying way too much for [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=113&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Dianne</media:title>
		</media:content>
	</item>
		<item>
		<title>Big 5 Business Tips</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2009/08/13/big-5-business-tips/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2009/08/13/big-5-business-tips/#comments</comments>
		<pubDate>Thu, 13 Aug 2009 06:29:53 +0000</pubDate>
		<dc:creator>Dianne</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Market Research]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[small business marketing]]></category>
		<category><![CDATA[action plan]]></category>
		<category><![CDATA[cash reserves]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[networking]]></category>
		<category><![CDATA[skill base]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=111</guid>
		<description><![CDATA[There was an interesting article in the Sunday Times this weekend about how Old Mutual base their financial education programme around the Big 5 animals and it struck me that their analogy is perfectly aligned also to what skills are required to grow a sustainable business. In identifying particular traits of the Big 5 animals [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=111&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Dianne</media:title>
		</media:content>
	</item>
		<item>
		<title>Business Plan in a Box?</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2009/08/06/business-plan-in-a-box/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2009/08/06/business-plan-in-a-box/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 08:00:39 +0000</pubDate>
		<dc:creator>Dianne</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Market Research]]></category>
		<category><![CDATA[Marketing Plans]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[Business Plan]]></category>
		<category><![CDATA[cost effective]]></category>
		<category><![CDATA[key small business skills]]></category>
		<category><![CDATA[management skills]]></category>
		<category><![CDATA[practical tools]]></category>
		<category><![CDATA[primary objective]]></category>
		<category><![CDATA[programmes]]></category>
		<category><![CDATA[software]]></category>
		<category><![CDATA[solutions]]></category>
		<category><![CDATA[sustainable business]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=106</guid>
		<description><![CDATA[I read with interest an ad recently from a leading IT retailer offering a R200 discount on a Business Plan Maker bringing it down to R500. And it got me thinking. Why would anyone walk into a retailer and purchase software that less than 1% of them will actually load and use (if the statistics [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=106&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Dianne</media:title>
		</media:content>
	</item>
		<item>
		<title>Financial Scams &#8211; Beware!</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2009/06/15/financial-scams-beware/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2009/06/15/financial-scams-beware/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 09:17:58 +0000</pubDate>
		<dc:creator>brianfindlay</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[scams]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=82</guid>
		<description><![CDATA[It seems that there is no end to the number of people who are able to set up supposedly legitimate businesses and proceed to use them to relieve the unsuspecting public of their hard-earned cash and increasingly much of their retirement funding. It appears that we have learnt little from Masterbond, Supreme Bond,Fidentia, Bernie Madoff [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=82&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://thesmallbusinesstoolbox.wordpress.com/2009/06/15/financial-scams-beware/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">brianfindlay</media:title>
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