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	<title>The Small Business Toolbox Blog &#187; Finance</title>
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		<title>The Small Business Toolbox Blog &#187; Finance</title>
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		<item>
		<title>How do growth companies survive in complex times?</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2012/02/05/how-do-growth-companies-survive-in-complex-times/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2012/02/05/how-do-growth-companies-survive-in-complex-times/#comments</comments>
		<pubDate>Sun, 05 Feb 2012 06:46:28 +0000</pubDate>
		<dc:creator>Dianne</dc:creator>
				<category><![CDATA[Customer Service]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Leadership]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[entrepreneurs]]></category>
		<category><![CDATA[financial principles]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=236</guid>
		<description><![CDATA[Australia’s small and medium-sized growth enterprises face ongoing and increased stress in these challenging times. Business owners have to make difficult decisions constantly and demands come at you from every angle, all day long. Successful entrepreneurs know, however, that there are enduring key principles that improve a company’s prospects for growth and continuing profits and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=236&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">Dianne</media:title>
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		<item>
		<title>The Capital Connection</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2011/07/26/the-capital-connection/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2011/07/26/the-capital-connection/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 20:35:45 +0000</pubDate>
		<dc:creator>nevillecalvert</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[angel investor]]></category>
		<category><![CDATA[bankers]]></category>
		<category><![CDATA[capital]]></category>
		<category><![CDATA[investor]]></category>
		<category><![CDATA[linkedin]]></category>
		<category><![CDATA[strategy]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=226</guid>
		<description><![CDATA[I have been a member of LinkedIn the global professional networking hub that is accessed by millions of professionals. There are various interest groups on the site and members are able to ‘Follow’ people whom they believe have some value to add through their various missives. I don’t make a habit of ‘Following” anyone, or [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=226&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">nevillecalvert</media:title>
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		<title>Cashflow still key to small business survival</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2011/06/09/cashflow-still-key-to-small-business-survival/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2011/06/09/cashflow-still-key-to-small-business-survival/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 10:16:59 +0000</pubDate>
		<dc:creator>nevillecalvert</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[debtor finance]]></category>
		<category><![CDATA[working capital]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=222</guid>
		<description><![CDATA[Managing cash flow is one of the greatest challenges faced by rapidly growing businesses and without proper management, poor cash flow can stunt, or even end a business’s growth before it’s reached its potential. &#160; When a small business is growing rapidly there is often a need to pay out money constantly, to buy more [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=222&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://thesmallbusinesstoolbox.wordpress.com/2011/06/09/cashflow-still-key-to-small-business-survival/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">nevillecalvert</media:title>
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		<item>
		<title>The Opportunity Value of Risk</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2011/05/16/the-opportunity-value-of-risk/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2011/05/16/the-opportunity-value-of-risk/#comments</comments>
		<pubDate>Mon, 16 May 2011 12:45:29 +0000</pubDate>
		<dc:creator>nevillecalvert</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Leadership]]></category>
		<category><![CDATA[Market Research]]></category>
		<category><![CDATA[marketing strategy]]></category>
		<category><![CDATA[business strategy]]></category>
		<category><![CDATA[opportunity]]></category>
		<category><![CDATA[ris management]]></category>
		<category><![CDATA[risk]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=214</guid>
		<description><![CDATA[I have just come away from a meeting with a client who is looking to implement a new strategy. Really, it’s an OLD strategy with a new twist, but who am I to say anything. The issue with this new/old strategy as with all strategies really is there risks involved. As we, all know risks [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=214&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">nevillecalvert</media:title>
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		<title>My Banker is a bum! (He won’t lend when I need it most!!)</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2010/10/01/my-banker-is-a-bum-he-won%e2%80%99t-lend-when-i-need-it-most/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2010/10/01/my-banker-is-a-bum-he-won%e2%80%99t-lend-when-i-need-it-most/#comments</comments>
		<pubDate>Fri, 01 Oct 2010 08:12:24 +0000</pubDate>
		<dc:creator>nevillecalvert</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[Business Plan]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[relationship manager]]></category>
		<category><![CDATA[strategy]]></category>

		<guid isPermaLink="false">http://blog.thesmallbusinesstoolbox.com/?p=206</guid>
		<description><![CDATA[A cent for every time I have heard those words and I really would be a millionaire and possibly even richer.  The thing is it is simply not true.  Now, please do not think I am a big bank lover. I am not; I hate bureaucracy just as much as the next person and unfortunately [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=206&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://thesmallbusinesstoolbox.wordpress.com/2010/10/01/my-banker-is-a-bum-he-won%e2%80%99t-lend-when-i-need-it-most/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">nevillecalvert</media:title>
		</media:content>
	</item>
		<item>
		<title>How to Get Your New Business Started</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2010/09/17/how-to-get-your-new-business-started/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2010/09/17/how-to-get-your-new-business-started/#comments</comments>
		<pubDate>Fri, 17 Sep 2010 06:31:06 +0000</pubDate>
		<dc:creator>Dianne</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Leadership]]></category>
		<category><![CDATA[Market Research]]></category>
		<category><![CDATA[Marketing Plans]]></category>
		<category><![CDATA[marketing strategy]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[small business marketing]]></category>
		<category><![CDATA[Strategy]]></category>

		<guid isPermaLink="false">http://blog.thesmallbusinesstoolbox.com/?p=201</guid>
		<description><![CDATA[Thinking of starting your own business? We&#8217;d like to share this thought provoking article &#8220;10 Mistakes that Start-Up Entrepreneurs Make&#8221; By ROSALIND RESNICK<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=201&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://thesmallbusinesstoolbox.wordpress.com/2010/09/17/how-to-get-your-new-business-started/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">Dianne</media:title>
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	</item>
		<item>
		<title>February Financial Year-End?</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2010/02/10/february-financial-year-end/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2010/02/10/february-financial-year-end/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 10:39:09 +0000</pubDate>
		<dc:creator>Dianne</dc:creator>
				<category><![CDATA[Business to Business]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[marketing strategy]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[Target Markets]]></category>
		<category><![CDATA[achievements]]></category>
		<category><![CDATA[business guidelines]]></category>
		<category><![CDATA[financial year end]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[opportunities]]></category>
		<category><![CDATA[optimism]]></category>
		<category><![CDATA[profits]]></category>
		<category><![CDATA[stepping stones]]></category>
		<category><![CDATA[success]]></category>
		<category><![CDATA[targets]]></category>

		<guid isPermaLink="false">http://blog.thesmallbusinesstoolbox.com/?p=172</guid>
		<description><![CDATA[February is a fabulous month with signposts along the path reminding us to live better and love more. With summer now well and truly upon us we can all look to the sunshine and warm days to find optimism all around us. Isn’t it time to steal your share? For many February also brings in [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=172&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://thesmallbusinesstoolbox.wordpress.com/2010/02/10/february-financial-year-end/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ef2bb96913cd5a26d72fadf2c571f75e?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">Dianne</media:title>
		</media:content>
	</item>
		<item>
		<title>Big 5 Business Tips</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2009/08/13/big-5-business-tips/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2009/08/13/big-5-business-tips/#comments</comments>
		<pubDate>Thu, 13 Aug 2009 06:29:53 +0000</pubDate>
		<dc:creator>Dianne</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Market Research]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[small business marketing]]></category>
		<category><![CDATA[action plan]]></category>
		<category><![CDATA[cash reserves]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[help]]></category>
		<category><![CDATA[knowledge]]></category>
		<category><![CDATA[networking]]></category>
		<category><![CDATA[skill base]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=111</guid>
		<description><![CDATA[There was an interesting article in the Sunday Times this weekend about how Old Mutual base their financial education programme around the Big 5 animals and it struck me that their analogy is perfectly aligned also to what skills are required to grow a sustainable business. In identifying particular traits of the Big 5 animals [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=111&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Dianne</media:title>
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	</item>
		<item>
		<title>Business Dreamers &#8211; Where Are You?</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2009/08/04/business-dreamers-where-are-you/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2009/08/04/business-dreamers-where-are-you/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 09:07:04 +0000</pubDate>
		<dc:creator>Dianne</dc:creator>
				<category><![CDATA[Customer Service]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Leadership]]></category>
		<category><![CDATA[Marketing Plans]]></category>
		<category><![CDATA[marketing strategy]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[achievement]]></category>
		<category><![CDATA[cost effective]]></category>
		<category><![CDATA[critical success factors]]></category>
		<category><![CDATA[expectation]]></category>
		<category><![CDATA[focus]]></category>
		<category><![CDATA[plan of action]]></category>
		<category><![CDATA[service delivery]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=103</guid>
		<description><![CDATA[Where have all the business visionaries gone? As we celebrate 40 years since Neil Armstrong landed on the moon much has changed. Where that event left us with an expectation of great futures filled with possibility and achievement, the water that has gone under the bridge since has definitely discoloured and become polluted, figuratively and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=103&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://thesmallbusinesstoolbox.wordpress.com/2009/08/04/business-dreamers-where-are-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">Dianne</media:title>
		</media:content>
	</item>
		<item>
		<title>Financial Scams &#8211; Beware!</title>
		<link>http://thesmallbusinesstoolbox.wordpress.com/2009/06/15/financial-scams-beware/</link>
		<comments>http://thesmallbusinesstoolbox.wordpress.com/2009/06/15/financial-scams-beware/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 09:17:58 +0000</pubDate>
		<dc:creator>brianfindlay</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Running a Small Business]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[scams]]></category>

		<guid isPermaLink="false">http://thesmallbusinesstoolbox.wordpress.com/?p=82</guid>
		<description><![CDATA[It seems that there is no end to the number of people who are able to set up supposedly legitimate businesses and proceed to use them to relieve the unsuspecting public of their hard-earned cash and increasingly much of their retirement funding. It appears that we have learnt little from Masterbond, Supreme Bond,Fidentia, Bernie Madoff [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=thesmallbusinesstoolbox.wordpress.com&amp;blog=5360668&amp;post=82&amp;subd=thesmallbusinesstoolbox&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://thesmallbusinesstoolbox.wordpress.com/2009/06/15/financial-scams-beware/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">brianfindlay</media:title>
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